{"id":5327,"date":"2026-01-14T01:39:42","date_gmt":"2026-01-14T01:39:42","guid":{"rendered":"https:\/\/vietcard.com.vn\/?p=5327"},"modified":"2026-01-14T01:39:45","modified_gmt":"2026-01-14T01:39:45","slug":"tang-truong-tin-dung-gan-18-cao-nhat-nhieu-nam","status":"publish","type":"post","link":"https:\/\/vietcard.com.vn\/index.php\/2026\/01\/14\/tang-truong-tin-dung-gan-18-cao-nhat-nhieu-nam\/","title":{"rendered":"T\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng g\u1ea7n 18%, cao nh\u1ea5t nhi\u1ec1u n\u0103m"},"content":{"rendered":"\n

Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc cho bi\u1ebft t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng \u1edf m\u1ee9c r\u1ea5t cao, khi\u1ebfn t\u1ef7 l\u1ec7 t\u00edn d\u1ee5ng tr\u00ean GDP c\u1ee7a Vi\u1ec7t Nam l\u00ean cao nh\u1ea5t trong nh\u00f3m c\u00e1c n\u01b0\u1edbc thu nh\u1eadp trung b\u00ecnh th\u1ea5p.<\/p>\n\n\n\n

T\u1ea1i h\u1ecdp b\u00e1o ng\u00e0y 29\/12, Ph\u00f3 th\u1ed1ng \u0111\u1ed1c Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Ph\u1ea1m Thanh H\u00e0 cho bi\u1ebft t\u00edn d\u1ee5ng to\u00e0n h\u1ec7 th\u1ed1ng \u0111\u1ebfn 24\/12 t\u0103ng tr\u01b0\u1edfng 17,87% so v\u1edbi \u0111\u1ea7u n\u0103m, \u0111\u1ea1t 18,4 tri\u1ec7u t\u1ef7 \u0111\u1ed3ng. C\u01a1 c\u1ea5u t\u00edn d\u1ee5ng, theo \u00f4ng, t\u1eadp trung v\u00e0o l\u0129nh v\u1ef1c s\u1ea3n xu\u1ea5t kinh doanh, nh\u1ea5t l\u00e0 c\u00e1c ng\u00e0nh ngh\u1ec1 \u01b0u ti\u00ean, \u0111\u1ed9ng l\u1ef1c t\u0103ng tr\u01b0\u1edfng theo ch\u1ee7 tr\u01b0\u01a1ng c\u1ee7a Ch\u00ednh ph\u1ee7.<\/p>\n\n\n\n

D\u1ef1 b\u00e1o c\u1ea3 n\u0103m, \u00f4ng Ph\u1ea1m Ch\u00ed Quang, V\u1ee5 tr\u01b0\u1edfng Ch\u00ednh s\u00e1ch ti\u1ec1n t\u1ec7 (Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc) cho bi\u1ebft t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng c\u00f3 th\u1ec3 l\u00ean 19%, m\u1ee9c cao nh\u1ea5t nhi\u1ec1u n\u0103m.<\/p>\n\n\n\n

“\u0110\u00e2y l\u00e0 m\u1ee9c t\u0103ng tr\u01b0\u1edfng r\u1ea5t cao. Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc \u0111\u00e3 nhi\u1ec1u l\u1ea7n b\u00e1o c\u00e1o c\u00e1c c\u1ea5p v\u1ec1 vi\u1ec7c n\u00e0y. Hi\u1ec7n t\u1ef7 l\u1ec7 t\u00edn d\u1ee5ng tr\u00ean GDP c\u1ee7a Vi\u1ec7t Nam l\u00ean 146%, cao nh\u1ea5t trong nh\u00f3m c\u00e1c n\u01b0\u1edbc thu nh\u1eadp trung b\u00ecnh th\u1ea5p”, \u00f4ng Quang chia s\u1ebb.<\/p>\n\n\n\n

V\u1ee5 tr\u01b0\u1edfng Quang n\u00f3i th\u00eam ng\u00e2n h\u00e0ng l\u00e0 ng\u00e0nh \u0111\u1eb7c th\u00f9. Hi\u1ec7n nay, 80% v\u1ed1n ng\u00e2n h\u00e0ng l\u00e0 ng\u1eafn h\u1ea1n, trong khi 50% cho vay trung v\u00e0 d\u00e0i h\u1ea1n. S\u1ef1 m\u1ea5t c\u00e2n \u0111\u1ed1i n\u00e0y lu\u00f4n hi\u1ec7n h\u1eefu v\u00e0 l\u00e0 r\u1ee7i ro r\u1ea5t l\u1edbn trong qu\u1ea3n tr\u1ecb c\u1ee7a c\u00e1c nh\u00e0 b\u0103ng.<\/p>\n\n\n\n

T\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng \u0111\u1ea1t g\u1ea7n 18% trong khi t\u1ed1c \u0111\u1ed9 t\u0103ng huy \u0111\u1ed9ng v\u1ed1n ch\u1ec9 \u0111\u1ea1t kho\u1ea3ng 14%. S\u1ef1 ch\u00eanh l\u1ec7ch n\u00e0y t\u1ea1o ra s\u1ee9c \u00e9p l\u1edbn l\u00ean thanh kho\u1ea3n h\u1ec7 th\u1ed1ng, \u0111\u1eb7c bi\u1ec7t v\u00e0o d\u1ecbp gi\u00e1p T\u1ebft, nhu c\u1ea7u v\u1ed1n t\u0103ng cao theo y\u1ebfu t\u1ed1 m\u00f9a v\u1ee5. Hi\u1ec7n ng\u00e2n h\u00e0ng c\u0169ng ph\u1ea3i \u0111\u1ed1i m\u1eb7t v\u1edbi s\u1ef1 c\u1ea1nh tranh gay g\u1eaft t\u1eeb c\u00e1c k\u00eanh \u0111\u1ea7u t\u01b0 kh\u00e1c, khi\u1ebfn vi\u1ec7c huy \u0111\u1ed9ng v\u1ed1n \u0111\u1ec3 \u0111\u00e1p \u1ee9ng nhu c\u1ea7u t\u00edn d\u1ee5ng tr\u1edf n\u00ean kh\u00f3 kh\u0103n h\u01a1n, V\u1ee5 tr\u01b0\u1edfng Ch\u00ednh s\u00e1ch ti\u1ec1n t\u1ec7 th\u00f4ng tin.<\/p>\n\n\n\n

Trong b\u1ed1i c\u1ea3nh n\u00e0y, \u00f4ng Quang cho bi\u1ebft Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc \u0111\u00e3 tri\u1ec3n khai \u0111\u1ed3ng b\u1ed9 c\u00f4ng c\u1ee5 \u0111i\u1ec1u h\u00e0nh ch\u00ednh s\u00e1ch ti\u1ec1n t\u1ec7 bao g\u1ed3m nghi\u1ec7p v\u1ee5 th\u1ecb tr\u01b0\u1eddng m\u1edf (OMO) v\u00e0 gi\u1ea3i ph\u00e1p m\u1edbi l\u00e0 ho\u00e1n \u0111\u1ed5i ngo\u1ea1i t\u1ec7 \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o thanh kho\u1ea3n cho h\u1ec7 th\u1ed1ng.<\/p>\n\n\n

\n
\"\u00d4ng
\u00d4ng Ph\u1ea1m Ch\u00ed Quang, V\u1ee5 tr\u01b0\u1edfng Ch\u00ednh s\u00e1ch ti\u1ec1n t\u1ec7 ph\u00e1t bi\u1ec3u t\u1ea1i h\u1ecdp b\u00e1o 29\/12. \u1ea2nh: SBV<\/figcaption><\/figure>\n<\/div>\n\n\n

T\u1ea1i cu\u1ed9c h\u1ecdp, \u00f4ng \u0110\u00e0o Xu\u00e2n Tu\u1ea5n, C\u1ee5c tr\u01b0\u1edfng Qu\u1ea3n l\u00fd ngo\u1ea1i h\u1ed1i, c\u0169ng cho hay v\u1ec1 ti\u1ebfn tr\u00ecnh c\u1ea5p ph\u00e9p s\u1ea3n xu\u1ea5t v\u00e0ng mi\u1ebfng. Theo quy \u0111\u1ecbnh, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc xem x\u00e9t v\u00e0 c\u1ea5p ph\u00e9p cho c\u00e1c \u0111\u01a1n v\u1ecb tr\u01b0\u1edbc 15\/12 h\u00e0ng n\u0103m.<\/p>\n\n\n\n

Hi\u1ec7n nay, c\u01a1 quan n\u00e0y nh\u1eadn \u0111\u01b0\u1ee3c 9 h\u1ed3 s\u01a1 t\u1eeb c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i v\u00e0 doanh nghi\u1ec7p \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n, xin c\u1ea5p gi\u1ea5y ph\u00e9p s\u1ea3n xu\u1ea5t v\u00e0ng mi\u1ebfng. \u00d4ng cho bi\u1ebft Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc \u0111ang ph\u1ed1i h\u1ee3p v\u1edbi c\u00e1c b\u1ed9, ng\u00e0nh li\u00ean quan \u0111\u1ec3 l\u1ea5y \u00fd ki\u1ebfn th\u1ea9m \u0111\u1ecbnh.<\/p>\n\n\n\n

“Qu\u00e1 tr\u00ecnh n\u00e0y \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n th\u1eadn tr\u1ecdng, \u0111\u1ea3m b\u1ea3o tu\u00e2n th\u1ee7 quy \u0111\u1ecbnh. Ch\u00ednh c\u00e1c doanh nghi\u1ec7p v\u00e0 ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i c\u0169ng \u0111ang c\u00f3 s\u1ef1 th\u1eadn tr\u1ecdng nh\u1ea5t \u0111\u1ecbnh trong ti\u1ebfp c\u1eadn th\u1ecb tr\u01b0\u1eddng, c\u00e2n nh\u1eafc ph\u01b0\u01a1ng \u00e1n xin nh\u1eadp kh\u1ea9u”, \u00f4ng n\u00f3i.<\/p>\n\n\n\n

\u0110\u1ed1i v\u1edbi vi\u1ec7c l\u1eadp s\u00e0n v\u00e0ng, l\u00e3nh \u0111\u1ea1o C\u1ee5c Qu\u1ea3n l\u00fd ngo\u1ea1i h\u1ed1i cho bi\u1ebft \u0111\u00e3 b\u00e1o c\u00e1o, tr\u00ecnh Ch\u00ednh ph\u1ee7.<\/p>\n\n\n\n

C\u0169ng t\u1ea1i h\u1ecdp b\u00e1o, \u00f4ng L\u00ea V\u0103n Tuy\u00ean, Ph\u00f3 V\u1ee5 tr\u01b0\u1edfng Thanh to\u00e1n (Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc) cho bi\u1ebft h\u1ec7 th\u1ed1ng gi\u00e1m s\u00e1t nghi ng\u1edd gian l\u1eadn, gi\u1ea3 m\u1ea1o (SIMO) ghi nh\u1eadn t\u00ednh \u0111\u1ebfn h\u1ebft 28\/12, h\u01a1n 2,4 tri\u1ec7u l\u01b0\u1ee3t kh\u00e1ch h\u00e0ng nh\u1eadn \u0111\u01b0\u1ee3c c\u1ea3nh b\u00e1o. Trong \u0111\u00f3, c\u00f3 h\u01a1n 776.000 l\u01b0\u1ee3t t\u1ea1m d\u1eebng ho\u1eb7c h\u1ee7y b\u1ecf giao d\u1ecbch, t\u01b0\u01a1ng \u1ee9ng gi\u1ea3m thi\u1ec7t h\u1ea1i 2.900 t\u1ef7 \u0111\u1ed3ng.<\/p>\n\n\n\n

SIMO l\u00e0 h\u1ec7 th\u1ed1ng ghi nh\u1eadn, chia s\u1ebb c\u00e1c th\u00f4ng tin v\u1ec1 t\u00e0i kho\u1ea3n \u0111\u00e1ng ng\u1edd, gi\u00fap gi\u1ea3m thi\u1ec3u t\u00ecnh tr\u1ea1ng gian l\u1eadn, l\u1eeba \u0111\u1ea3o, b\u1ea3o v\u1ec7 an to\u00e0n t\u00e0i kho\u1ea3n c\u1ee7a kh\u00e1ch h\u00e0ng.<\/p>\n\n\n\n

Theo Qu\u1ef3nh Trang<\/strong><\/p>\n\n\n\n

Ngu\u1ed3n: VNExpress<\/strong><\/p>\n\n\n\n

<\/p>\n","protected":false},"excerpt":{"rendered":"

Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc cho bi\u1ebft t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng \u1edf m\u1ee9c r\u1ea5t cao, khi\u1ebfn t\u1ef7 l\u1ec7 t\u00edn d\u1ee5ng tr\u00ean GDP c\u1ee7a Vi\u1ec7t Nam l\u00ean cao nh\u1ea5t trong nh\u00f3m c\u00e1c n\u01b0\u1edbc thu nh\u1eadp trung b\u00ecnh th\u1ea5p. T\u1ea1i h\u1ecdp b\u00e1o ng\u00e0y 29\/12, Ph\u00f3 th\u1ed1ng \u0111\u1ed1c Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Ph\u1ea1m Thanh H\u00e0 cho bi\u1ebft t\u00edn d\u1ee5ng […]<\/p>\n","protected":false},"author":1,"featured_media":5328,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"content-type":"","footnotes":""},"categories":[104],"tags":[],"class_list":["post-5327","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tin-tuc-su-kien"],"featured_image_src":{"landsacpe":["https:\/\/vietcard.com.vn\/wp-content\/uploads\/2026\/01\/Credit-1140x445.png",1140,445,true],"list":["https:\/\/vietcard.com.vn\/wp-content\/uploads\/2026\/01\/Credit-463x348.png",463,348,true],"medium":["https:\/\/vietcard.com.vn\/wp-content\/uploads\/2026\/01\/Credit-300x169.png",300,169,true],"full":["https:\/\/vietcard.com.vn\/wp-content\/uploads\/2026\/01\/Credit.png",1920,1080,false]},"_links":{"self":[{"href":"https:\/\/vietcard.com.vn\/index.php\/wp-json\/wp\/v2\/posts\/5327","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/vietcard.com.vn\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/vietcard.com.vn\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/vietcard.com.vn\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/vietcard.com.vn\/index.php\/wp-json\/wp\/v2\/comments?post=5327"}],"version-history":[{"count":1,"href":"https:\/\/vietcard.com.vn\/index.php\/wp-json\/wp\/v2\/posts\/5327\/revisions"}],"predecessor-version":[{"id":5329,"href":"https:\/\/vietcard.com.vn\/index.php\/wp-json\/wp\/v2\/posts\/5327\/revisions\/5329"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/vietcard.com.vn\/index.php\/wp-json\/wp\/v2\/media\/5328"}],"wp:attachment":[{"href":"https:\/\/vietcard.com.vn\/index.php\/wp-json\/wp\/v2\/media?parent=5327"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/vietcard.com.vn\/index.php\/wp-json\/wp\/v2\/categories?post=5327"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/vietcard.com.vn\/index.php\/wp-json\/wp\/v2\/tags?post=5327"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}